1 in 3 mortgage applications fail because the property sale falls through — not the lending. PurchaseSecured eliminates that risk, giving your clients locked-in deals and you a dramatically higher completion rate.
You find the best deal. You get the mortgage approved. Then the sale falls through — and you've wasted weeks of work for nothing.
Your client's offer is accepted. You process the mortgage application. Weeks later, the seller accepts a higher offer. Your approved mortgage? Worthless. Start again.
The average mortgage application takes 15–20 hours of broker time. When a fall-through happens, every hour is unrecoverable. Your team works for free.
When a deal collapses, clients blame everyone. Even though you did everything right, they associate you with the failure. Repeat business and referrals dry up.
Recommend PurchaseSecured to your clients at the point of offer acceptance. The reservation agreement locks the deal in — so your mortgage actually completes.
When your buyer client has an offer accepted, recommend they secure it with a PurchaseSecured reservation agreement before you start the mortgage application.
Both parties sign the agreement. The buyer's reservation fee enters Stripe-secured. Neither side can pull out without consequences. The property is theirs.
No more wondering whether the sale will survive long enough for the mortgage to complete. The deal is secured. Your work won't be wasted.
The sale completes. Your mortgage completes. You earn your proc fee — plus a referral income from PurchaseSecured for every client you introduce.
When a reservation agreement is in place, the chance of the sale collapsing drops from 33% to under 3%. That means almost every mortgage you process actually completes.
Earn a referral fee for every client you introduce who activates a reservation agreement. A new revenue line that costs you nothing to deliver.
Every fall-through you prevent is 15–20 hours of broker time you would have lost. That's capacity you can reinvest into new clients.
Secured deals exchange on average 58 days faster. Your pipeline moves quicker. You get paid sooner. Clients are happier.
Recommending PurchaseSecured positions you as someone who protects your clients' interests — not just someone who finds them a rate. That builds loyalty and referrals.
Estate agents using PurchaseSecured actively recommend brokers who understand and champion reservation agreements. It's a competitive edge for winning agent panels.
How much is your brokerage losing to sale fall-throughs every month?
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"I used to lose 3–4 completions a quarter to fall-throughs. Since recommending PurchaseSecured to every client, I've lost one in the last six months. The maths speaks for itself."
"The referral income is nice, but the real value is not having to restart applications from scratch. My time is worth more than any referral fee — and now I keep it."
"Estate agents have started referring clients to me because I recommend PurchaseSecured. It's become a genuine differentiator when competing for panel positions."
Whether you want to simply recommend us or build it into your client journey — there's a tier that fits.
It costs you nothing. The buyer pays a reservation fee (typically £500–£1,000) which is deducted from their final purchase price on completion. It's not an additional cost — it's a deposit that locks the deal in and gets returned through the purchase price.
Our terms are fair. If a buyer genuinely cannot secure a mortgage despite reasonable efforts, the payment provider releases half of the fee back to the buyer without full penalties. PurchaseSecured protects against bad-faith withdrawals, not genuine obstacles.
When you introduce a client who activates a PurchaseSecured reservation agreement, you earn a referral fee. We provide you with a unique referral link and a dashboard to track all your introductions and payments. Terms are discussed at onboarding.
The opposite. Reservation agreements come with a full Buyer Information Pack which means the solicitor has everything needed from day one. On average, secured deals exchange 58 days faster than unprotected ones. Your mortgage completes sooner.
Absolutely. Estate agents are our primary users — they deploy reservation agreements directly from their dashboard. When you recommend PurchaseSecured, you're aligning with the agent's own process. It makes you a more attractive broker for agent panel referrals.
All funds are processed and safeguarded by our Stripe-secured account under Payment Services Regulations 2017. Client money is held in a real UK bank account — not by the agent, not by us.
Tell us about your business and we'll walk you through exactly how the partnership works — including referral terms, client materials, and how to position reservation agreements to your buyers.
Takes under 2 minutes. We'll be in touch within one business day.
Our broker partnerships team will be in touch within one business day to discuss your onboarding.