UK Property Calculator

Full SDLT breakdown, mortgage costs, affordability, and investment returns — all in one place. Updated for 2026 rates.

🏡 Home Buyer Calculator

Enter your property details to see the full cost breakdown.

Property & mortgage
Property price £350,000
Deposit £35,000 (10%)
Mortgage term 25 years
Interest rate 4.5%
Buyer status
Your income
Annual income £55,000
Partner income £0
Additional costs
Solicitor fees
Survey cost

📈 Investment Property Calculator

Full BTL analysis with yield, cashflow, and ROI projections.

Property & finance
Purchase price £250,000
Deposit £62,500 (25%)
BTL mortgage rate 5.2%
Mortgage term 25 years
Rental income
Monthly rent £1,200
Void rate (weeks/year) 2 weeks
Costs & expenses
Management fee %
Maintenance (annual)
Insurance (annual)
Ground rent / service
Growth assumptions
Annual price growth 3%
Annual rent growth 2%